Building A New Start
Chelsea Barnes never expected to see her high school rival, golden boy Paul Barrett, again. But when Paul applies for a loan to renovate his family’s historic mill, it’s Chelsea who the bank sends to her tiny hometown to assess the property—and Paul. It’s her chance to prove herself to her boss, and Chelsea won’t let Paul stand in her way. Paul would do anything to restore the mill for his ailing grandfather. Even allow the lovely Chelsea to help. Together, they just might build something beautiful…a happily-ever-after.
Barrett’s Mill: In the heart of the Blue Ridge Mountains, a family legacy leads to love.
“Whattaya say, partner? Wanna go make nice?”
He glanced down at Boyd. His canine buddy was stretched out in a patch of late-morning sunlight.
Groveling really shouldn’t be all that tough for him, but because she was brighter than most, she’d see right through his usual I’m-just-a-guy approach. That meant he’d have to go with the truth.
Hoping to appear contrite, he shoved his hands in the pockets of his jeans and trudged down the steps. In the yard, he intercepted Chelsea.
“I’m sorry.”
“For what?” she countered tartly. “Being you? Please.”
“For being out of line. I hope you can forgive me.”
The change in her was remarkable. He’d braced himself for a scolding, but what he got instead was a slowly dawning smile. By the time it reached her eyes, he glimpsed a sparkle in them he’d never seen before. How many guys had gotten that view of her? he wondered briefly before slamming the door on his curiosity. He had no intention of going anywhere remotely personal with her, so there was no point in even asking the question.
MIA ROSS
loves great stories. She enjoys reading about fascinating people, long-ago times and exotic places. But only for a little while, because her reality is pretty sweet. Married to her college sweetheart, she’s the proud mom of two amazing kids, whose schedules keep her hopping. Busy as she is, she can’t imagine trading her life for anyone else’s—and she has a pretty good imagination. You can visit her online at www.miaross.com.
Blue Ridge Reunion
Mia Ross
Let us not grow weary of doing good, for in
due season we will reap, if we do not give up.
—Galatians 6:9
For Mom and Dad
Acknowledgments
To the very talented folks who help me make my books everything they can be: Elaine Spencer,
Melissa Endlich and the dedicated staff at Love Inspired.
More thanks to the gang at Seekerville
(www.seekerville.net), a great place to hang out
with readers—and writers.
Thanks to RL for your insights
into the banking world—and for the lunch.
Contents
Cover
Back Cover Text
Introduction
About the Author
Title Page
Bible Verse
Dedication
Acknowledgments
Chapter One
Chapter Two
Chapter Three
Chapter Four
Chapter Five
Chapter Six
Chapter Seven
Chapter Eight
Chapter Nine
Chapter Ten
Epilogue
Dear Reader
Questions for Discussion
Extract
Copyright
Chapter One
Chelsea Barnes really hated Mondays.
Especially Mondays like this, when the July sunshine and warm breeze tempted her to stay home from work and enjoy the beautiful summer day. But her father had taught her that people who played hooky never amounted to anything, so she refocused on the narrow two-lane road. Following it as it meandered under the leafy canopy of oaks, she kept an eye out for the turnoff she needed. Around a bend, she located the weathered sign dangling from one rusty hook: Barrett’s Sawmill, est. 1866.
She drove slowly down the pitted track, avoiding the largest ruts and hoping the pinging gravel didn’t take too much paint off her darling convertible. At the other end, she pulled up alongside a beat-up red pickup with the sawmill’s faded logo stenciled on the driver’s door. It was so old she wouldn’t be surprised to discover it had rolled off the assembly line when Henry Ford was still in charge.
Seeing it here was odd, she thought as she stepped from her car. While reading through the loan application file, she’d gotten the impression the property had been abandoned since the Barretts closed down their bankrupt company ten years ago. She surveyed the place with a glance but didn’t notice anyone. What she did see was the millhouse, stubbornly clinging to the bank of the creek that once powered its waterwheel and looking every minute of its considerable age.
Deciding it was best to get this over with quickly, she shouted, “Hello? Is anyone here?”
Her greeting unleashed an unmistakable baying, and a huge red bloodhound came bounding from a nearby grove of trees, ears flapping as he made a beeline for Chelsea.
He wasn’t snarling or showing his teeth, but she’d rather not find out the hard way that he wasn’t friendly. Keeping her eyes fixed on him, she retreated to her car and fumbled behind her for the door handle.
Unable to locate it, she scrambled onto the hood. “Hello? A little help out here!”
No one appeared, but a commanding voice boomed from inside. “Boyd, that’s enough!”
Instantly, he dropped to a sitting position, wagging his tail on the ground while his tongue lolled from his mouth in a sloppy welcome. Reassured, Chelsea eased herself to the ground and looked up to find the dog’s owner strolling down the rickety porch steps toward the driveway. No, she groaned inwardly. She hadn’t seen him in ages, but she instantly recognized that cocky walk, those long, powerful legs and impossibly broad shoulders.
Paul Barrett. Valedictorian, captain of any team he played on, dream date of every cheerleader at Barrett’s Mill High School. In other words, the bane of her teenage existence.
What on earth was he doing here? Last she knew, he was in Kansas somewhere, doing whatever appealed to him at the time. It had never occurred to her that when her father had said his bank was doing a favor for the Barretts, Paul would be involved. Arrogant and unpredictable as a summer storm, here he was, smiling at her as though they were old friends. Which, of course, they weren’t.
But standing here in front of the rustic building, surrounded by acres of trees, she grudgingly admitted he’d gotten better looking over the years. When he smiled, that opinion only deepened. Then he started talking.
“Chelsea Lynn Barnes,” he drawled, his dark eyes crinkling as he squinted into the sun. “What’s a classy girl like you doin’ out here in the sticks?”
Just like that, her earlier annoyance returned, and she had to bite her tongue to keep back a sharp response. The fact that she’d been wondering the exact same thing had nothing whatsoever to do with her reaction. While her father had framed this trip as a personal favor to him, she couldn’t quite shake the suspicion that she’d drawn this assignment for no reason other than that she was the only one on his staff who knew how to get to this map-dot town buried in Virginia’s Blue Ridge mountains. Taking a calming breath, she reminded herself this was business and she had to maintain a professional demeanor. Even if it killed her.
Sliding a business card from the outside pocket of her slim briefcase, she replied, “I’m a commercial loan officer for Shenandoah Bank and Trust in Roanoke. I’m doing the property appraisal for the loan you requested.”
Next time, she vowed silently, she’d read a prospective client’s file more carefully. If she’d done that this morning, she could’ve braced herself to see Paul instead of getting blindsided like this.
He took the card and eyed her skeptically, then grinned. “What’s the punch line?”
People frequently did this to her, assuming she was too young to handle so much responsibility. With anyone else, she’d have taken the slight in stride. But Paul had rubbed her the wrong way from the day they’d been tossed into the same kindergarten class, seeming to delight in pushing her buttons.
She pulled herself up to her full height and gave him her coolest look. “I assure you, I’m well qualified to make financial recommendations to the bank.”
“Daddy’s bank.” Plunging grease-stained hands into the front pockets of jeans that had seen better days, he rocked back on the heels of his battered work boots. “How do you like working for him?”
No one had ever asked her that, probably because they assumed her current position was a cakewalk. Having known Theo Barnes all her life, she was better acquainted with his impossibly high standards than anyone. There were days when she wondered if she’d ever meet them, as either his daughter or his employee.
Shunting that grim thought aside, she said simply, “It’s going well.” Of course, her answer depended on which day you asked her. Today, for instance, she wasn’t all that crazy about it, but there was no way she was sharing that with Paul.
He gave her a long, assessing look that told her absolutely nothing about what was going through his mind. Not that she cared on a personal level, of course. It would just be nice to know so she could plan her next move and keep ahead of him. That was the mistake she’d made all through high school, she’d realized over the years. She’d never had the upper hand, and he’d beaten her out of more awards—twelve, to be precise—than he should have.
While they stared at each other, the wind ruffled his unruly brown hair, and she couldn’t help noticing the lighter streaks running through it. Judging by his tanned face, he still spent a lot of time outside, and he probably felt totally at home in these untamed acres of woods surrounding the mill. While she preferred well-groomed men with a sense of style, she couldn’t deny that Paul had his own raw appeal.
For other women, she amended quickly, yanking her errant thoughts back from where they had no business going. “Are you the new owner of the property?”
“Yup.”
He offered nothing more, and she decided that in the interest of preserving her sanity, it would be best to move things along. “Shall we get started outside?”
Humor twinkled in his eyes, joined by an aggravating smirk. “Yes, we shall.”
She picked up on his mocking tone and did her best to ignore the dig as he motioned her ahead of him. An hour, tops, and she was out of here. Then she’d stamp his loan request denied in bright red ink. Maybe she’d do it more than once, just to make a point.
Her father’s distinctive ringtone sounded in her bag, and she bit back a sigh before answering. “Hi, Dad. No, I didn’t get lost. In fact, I’m standing in front of the mill now.” She felt uncertainty beginning to creep in. She was twenty-seven, but having him check up on her this way made her feel ten again. “Of course. He’s right here.”
Something aggravatingly close to sympathy softened Paul’s rugged features as he took the phone from her. “Good morning, Theo. What can I do for you?” He listened, then replied, “This arrangement works fine for me. I’ve got no doubt Chelsea can handle whatever needs doing.”
The unexpected show of confidence meant a lot to her, and she mouthed, “Thank you.”
Winking at her, he waited for her father to finish whatever he was saying. “My family and I appreciate you giving us a shot. Take care.”
Thumbing the disconnect button, he handed the handset back to her. He didn’t say anything while she muted it and returned it to her bag. Embarrassed by her father’s call, she took out her camera and busied herself with the clasp on its case.
“So,” Paul began in a tone edged with sarcasm. “Your father hasn’t changed much.”
He’d put her exact thought into words, and she was torn between agreeing and scolding him. When she caught the humor in his eyes, she said, “I guess not.”
“Is he always that tough on you?”
“He’s tough on everyone,” she snapped. “I can’t expect special treatment because I’m the boss’s daughter.”
Paul held up his hands as if to fend off her temper. “I didn’t mean anything by it. It just surprises me that he doesn’t have more faith in you, is all. You’d think he’d know better than anyone how smart you are.”
She responded with a sharp, very unprofessional laugh. “Tell him that, would you?”
“Gimme your phone and I will.”
Judging by his somber expression, he was deadly serious. Despite their old rivalry, she was touched by the gesture, and she rewarded him with the genuine smile she rarely used during business hours. “That’s sweet of you, but I was only kidding.”
Bit by bit, that maddening grin returned. “Be honest now. Back in high school, did you ever think someday you’d be saying I was sweet?”
“Not in a million years.”
She admired how he’d shifted from kindness to teasing, clearly attempting to make her feel more at ease. As they smiled at each other, she recalled that he’d always had a way with people. Young, old, male, female, popular or not so much, it didn’t matter. Back then she’d envied him that skill, and now she recognized that her envy had tainted her memories of him. Standing in the warm sunshine with him, she appreciated his generosity more than she could say.
Before she could blurt out something she’d probably regret, she recentered her mind on work. That strategy had worked well throughout her career, and she gladly retreated into it now. “I need to document the condition of the property for your application. What’s first?”
While they toured the exterior, she began to worry there was nothing worth saving. The cobblestone bridge leading to the back entrance seemed fairly solid, but instinct warned her it would never pass a modern engineering inspection.
When she said as much, his answer surprised her. “Oh, that’s all solid steel underneath, and only twelve years old. I had it inspected last week, and it’s plenty strong enough for modern trucks to come in and out. The river rock’s just cemented on for looks.”
Impressed by his foresight, Chelsea made a note in the condition column. “I’ll need a copy of that report.”
“No problem.”
The mill itself was post-and-beam construction, built of oak from the nearby forest. But the roof appeared to be suspect, and everywhere she looked, significant pieces of the structure were either sagging or missing completely. Alongside the damaged areas hung fresh boards, which stood out from the weathered siding like hopeful signs of improvement.
Once they’d finished their circuit, Paul turned to her with an expectant look. “Whattya think?”
“I think you need a bulldozer and some condos right over there.”
When she pointed to the low hill overlooking Sterling Creek, for some reason he chuckled. “Not so fast. You haven’t seen the inside yet.”
She couldn’t imagine it would make a bit of difference in her assessment, but out of fairness, she tamped down her impatience to get back to civilization. “All right. Let’s have a look.”
The boards on the wide stairs were weathered gray and rocked under her designer heels with each step. The handrail wasn’t much help, but considering her odd reaction to seeing him again, she didn’t want to get too close by steadying herself on Paul’s shoulder. His dog rumbled past them, nearly knocking her down. When Paul reached out a hand to help her, she pulled out of range. “I’m fine, thank you.”
“Stubborn as ever,” he muttered, adding something she didn’t quite catch. It was probably better that way.
The interior of the building was in slightly better shape, but not by much. On closer inspection, she noticed some of the belts on the antique equipment had been replaced, and the smell of oil and sawdust hung in the air. To the right of the door was what used to be a seating area. Now it was filled with a jumble of filthy equipment in various stages of repair.
On the other side was an office with a half door that stood open to the entryway. Inside she noticed a scarred but sturdy-looking table, a couple of mismatched chairs and an old settee covered in what she assumed was bloodhound fur. There wasn’t a hint of a computer, which didn’t surprise her in the least, but along the far wall stood a dusty row of filing cabinets that probably contained paperwork decades older than she was. In the corner near the window was a small woodstove that held an old boom box playing a mellow rock tune she recognized from high school dances.
When she spotted the air mattress and sleeping bag, she turned to Paul in amazement. “How long have you been living here?”
“About a month, off and on. I’m officially staying in town with my grandparents, but when I’m working late, Boyd and I crash here.”
The million-dollar question, she thought, was why? Since they’d never see each other again after today, she decided to ask. “Your father shut this place down ten years ago. Why are you trying to bring it back now?”
His expression dimmed a little, even though the sun was still shining gamely through the grimy paned windows. After a moment, he answered. “It’s for Granddad. He wants to see it up and running again, and that’s reason enough for me.”
The flicker of sadness in his eyes told her there was more to it than that, but she didn’t want to pry. She remembered Will Barrett as a kindhearted man who’d inherited an archaic family business rooted in another century. When it failed, she hadn’t been surprised, or even particularly sorry. But now she felt the very thing her father had warned her about before coming out here: sympathy.
In her memory, she heard him reminding her that sentiment had no place in the banking industry. She was here to do a job, not get wrapped up in someone else’s family problems. The bank—and more precisely, her father—was counting on her honest, objective appraisal before approving or rejecting this loan request. More than anything, she wanted to prove to him that she was capable of taking over the helm when he was ready to step down. That was what he’d planned for her all her life, and as his only child, she was determined to make it happen.
That meant playing the game by his rules, which didn’t include financing a business so far off the beaten path it couldn’t help but fail again. In spite of her personal opinion, she was touched by Paul’s willingness to take on a hopeless cause for his grandfather. Not for himself, or for money, but because Will had asked him to. Few people got through the composed demeanor she’d cultivated, but Paul’s direct, heartfelt explanation had come uncomfortably close to doing just that. What that meant she couldn’t say, but it was a disturbing feeling, and she fought it with every disciplined bone in her body.
“It looks like you’ve been making progress with the equipment.” Some things looked completely worn-out, but others were clearly fresh out of the box. “Is this what you wanted to show me?”
“Yeah.” Brightening, he strode past her to an old wooden lever. “I just finished this section, so I haven’t tested it yet. You might wanna cover your ears.”
Slinging her camera around her neck, she followed his suggestion. When she nodded that she was ready, Paul braced his hands on the lever and peered through a hole in the floor. Apparently satisfied, he gradually moved the handle from left to right, unleashing a metallic grinding noise.
“The door in the dam’s opening,” he explained loudly. “It lets water in from the creek to spin the wheel.”
She nodded again, looking down as water rushed in and over the paddles in the newly repaired waterwheel. Once it was spinning, Paul moved away from the lever and pulled a wooden handle on the far wall. It released the mechanics of the main saw, sending belts over pulleys, back and forth, to drive the blade. The noise was deafening, but the motion was even more remarkable. Once the contraption was in full gear, the entire building shook with the power created by a modest stream and a bunch of leather belts.
She’d been here on tours in elementary school, but now Chelsea saw more than the interesting mechanics of days gone by. She admired the genius behind the original design and the skill required to bring all that creaky equipment back up to speed. While Paul had completed only one of the four saw channels, it didn’t take much to envision the business in full operation, churning out lumber for furniture and flooring the way it once had.
After Paul powered everything down, she said, “This place used to be run by electricity. What made you decide to go back to waterpower?”
“Waterwheels are cool,” he answered with a little boy’s enthusiasm. “That’s how it was when Granddad was a kid, so I wanted it to be that way again.”
Again, she sensed there was more to tell, but she didn’t want to get sucked into the charming picture he was painting for her, so she opted to keep things strictly professional. “I have to admit, you’ve accomplished a lot in only a month.”
“That’s just the beginning. Like our business plan says, we want to start making custom furniture again, under the Barrett’s Mill name. Folks love having something unique, and that’s what we’ll give ’em. Everything will be ripped on the saws and handmade by our own carpenters, so no two pieces will be the same.”
“All those shop classes you took are finally coming in handy.”
He took her teasing with an easygoing grin. “Yeah, but I’ve also got a secret weapon.”
“What’s that?”
Glancing around as if he was checking for spies, he moved close enough that she picked up the scent of soap and hard work. It was a pleasant, masculine kind of smell, totally different from the overbearing colognes so many of her coworkers were convinced women loved. They reeked of trying way too hard, while Paul wasn’t trying at all. It set him apart from all the other men she knew, and she sternly dragged her wandering attention back to what he was saying.
“My brother Jason and I have been out in Oregon, working for a company that dredges old timber from river bottoms to be used in modern mills. Back in the day, they used to float trees down from the mountains, and a lot of the bigger ones sank. Some are over a hundred years old, and they’re buried in the mud, just waiting for someone to come along and salvage them. I worked out a deal with my old boss, and when we’re ready, Jason’s gonna bring a load of them here for us to use.”
“Is there really a market for that kind of thing?”
“Sure is. That timber’s been seasoning a long time, and once you dry it out, it makes great raw material.”
“And it has a story to go along with it,” she added, allowing herself a little smile. “People love a good story.”
“You got that right. But I’ve been doing this with my own money, and that ran out a couple weeks ago. We need some serious cash to get us back on track.”
His explanation tripped a switch in her mind, and things began falling into place. “Is that why you’re driving that old sawmill truck?”
“Yeah. When Boyd and I got back here, I sold my crew-cab pickup to a guy over in Cambridge. I really miss that truck,” he admitted with a sigh. “But what he paid me got me started here, so it was worth it.”
She was struck by his commitment to reviving the mill, and as she considered what he’d already accomplished on a shoestring budget, she realized his innovative idea just might fly. In the current era of mass-produced everything, people craved one-of-a-kind items that set them apart from the crowd. As Paul continued explaining the nuts and bolts to her, his eagerness began to erode her professional skepticism.
If his motivation had been purely profit, she would’ve remained pessimistic about his chances. But he’d sacrificed his beloved truck, which proved to her that money was no more important to him now than it had been years ago. Since the tireless effort he was putting in was inspired by the grandfather he adored, she knew Paul would do everything in his power to be successful.
When he finally stopped, she said, “You’d build your marketing strategy around the distinctive history of the town, I assume.”
He hesitated, and she knew she’d caught him on that one. True to form, though, he grinned. “I’ll leave that to the experts. My job is to give them something interesting to market.”
Good answer. Then again, the natural scholar and superjock she remembered from high school had always had a ready comeback for everything. The guy was a born salesman, but where the bank’s money was concerned, she wasn’t certain that what he was selling was worth buying into.
“It’s not up to me.” His cocky grin faded a bit, and she felt a prick of guilt for dashing his hopes. She felt an obligation to be honest with him, but reopening the shuttered business clearly meant a lot to him. Out of respect for his feelings, she softened her tone. “I’ll do my appraisal, then present it to the loan committee for their consideration. The notes and pictures I’m taking today will help them make a fair decision.”
“But you can sway them with the way you lay things out, right?”
The suddenly desperate edge to his voice didn’t jibe with the laid-back personality he’d displayed until now. It made her uncomfortable, and out of habit, she fell back on her usual detachment. “Sometimes. For now, I should get back to work.”
“Okay. I’ll be in here tinkering, so let me know if you need anything.”
As she resumed her assessment, she began to rethink her initial gut reaction. On paper, Barrett’s Sawmill was the worst kind of project the bank could take on. But having viewed it in person, she definitely saw potential in the old mill and its new owner.
The problem was, if Paul couldn’t turn a profit and defaulted on the loan, the loss would be a black mark against her. But if she championed his idea and he succeeded, she’d look like a financial whiz. Then she’d have a realistic shot at the vice president’s position opening up when the head of her department retired at the end of the year. This could be precisely what she needed to make a lasting impression on her father and move her one precious step closer to her ultimate goal of running the bank someday.
Cautious by nature, this was a thorny decision for her, but she was starting to believe the possible benefit just might outweigh the risk. The trick would be convincing a room full of ultraconservative bankers to agree with her.
* * *
Chelsea Barnes, Paul thought while he painstakingly sharpened an old saw blade one tooth at a time. Of all the people Theo Barnes could’ve sent to do this appraisal, who’d have guessed he’d choose his tightly wound daughter?
While his visitor poked around, taking electronic notes on her tablet and snapping pictures with a slick digital 35 mm camera, Paul tried not to watch her, but it was tough. Somewhere along the line, the crazy-smart bookworm that lingered in his adolescent memories had become one of the most beautiful women he’d ever met.
Not gorgeous like a model, he amended silently. She was too petite for that. But the gray suit and crisp white blouse she wore set off her expertly twisted auburn hair and vibrant green eyes to perfection. The earrings sparkling in the sunlight were obviously diamonds, and more studded the slender gold watch that had probably cost more than he made in a month. The two of them might’ve started out in the same tiny town, but they’d ended up at completely opposite ends of the spectrum.
As she prowled around his domain, those keen eyes didn’t seem to miss a thing, lighting with curiosity while she examined the machinery, narrowing when she glanced into the darkness beyond the production area.
“What’s back there?” she asked, pointing with her stylus.
“I call it the tomb,” he joked. “Even Boyd won’t go back there.”
Clearly unamused, she angled a look at him, one elegant brow lifted in reproach. “That’s nearly half your available floor space and will be included in the appraisal. If you don’t currently have it in your plans, we’ll want to invent a use for it before the board reviews your request.”
Paul couldn’t believe his ears. Was the ice princess of Barrett’s Mill High actually stepping down from her glacier to help a peasant? His attitude must have showed, because she turned to face him head-on.
She didn’t look happy. “Did I say something funny?”
“No. Why?”
“You were grinning,” she said haughtily, tilting her cute little nose in the air. “I’m totally serious about this. You should be, too.”
She’d been serious about everything when they were growing up, too, he recalled grimly. Always studying, never allowing anyone to discover if she had a lighter side. Chilled by her frosty glare, Paul decided that despite the smile she’d given him earlier, she hadn’t changed all that much. Not that it mattered to him either way. The only approval he needed from her was financial.
When Boyd ambled over to say hello to her, Paul warned, “Not now, boy. The lady has work to do.”
To his amazement, she crouched down and offered a delicate hand to the lumbering hound. “Oh, I can take a break. Boyd, is it?”
The big oaf woofed at her and collapsed onto his side in a shameless plea for a belly rub. With a quick laugh, she obliged. “There’s a good boy. How did you end up here, anyway?”
“You mean, with me?” Paul poked a little fun at himself, hoping to share in her suddenly generous mood. “He wandered into the logging camp I was working at, half-starved but friendly as could be. I shared a cheeseburger with him, and here we are.”
Pulsuz fraqment bitdi.