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Illustrious players cavort in the shark tank of investment advice. Are the different wishes and objectives of advisors, financial service providers, the state and clients compatible at all? And what exactly is investment advice? And which financial products suit whom? At the end of this approach to a taboo subject, a great deal of light is shed on the world of private finance, which is often surrounded by shadows. Many questions (including the title of the book) are answered. And – very importantly – the reader comes to an increasingly surprising realization …